WE PROVIDE SPECIALIZED advice and service in three areas of insurance as described on the next three tabs. Our practice is very personal and distinguished by an educational/consultative approach and our philosophy.

OUR PHILOSOPHY: As an independent insurance advisor we are not employed by any one insurance company. We take very seriously our responsibility to be honest with all parties, and serve the client's interests above our interests or the insurers.

Ralph Temple is a Florida-licensed Multi-Lines Resident Agent and a Chartered Life Underwriter (CLU). He has been an insurance professional since 1968, with a extensive career specializing in national health and life insurance programs. 

In 2004, Ralph and his wife, Cheryl, relocated from Glen Ellyn, Illinois to reside full-time in warm (weather+people) Punta Gorda.